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Today, due to the financial crisis we face, one of the ways to escape the crisis is to seek external help, a personal loan. With that in mind today there are several ways to get your loan for negative without leaving home.

WHAT IS PERSONAL LOAN

O personal loan It's for those people who are going through tough times, or people who need to buy something specific and their budget is tight.

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Some financiers thinking about these people, provided an easier way, with less bureaucracy to get this financial help.

Without leaving home, just with your cell phone or computer, you can apply for your loan for negative quickly, easily and safely.

Some companies seek best loan, all online, with the best rates, and everything that fits your profile, they will analyze and send to different financial institutions, send several offers, rates, everything to see what best fits your pocket.

And there are different ways to pay these loans, and can be paid by bank slip, booklet, debit, credit card and even your energy bill.

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However, this information will only be sent to you along with the loan offer, as soon as it is pre-approved, the available payment method will appear.

But don't worry, you will have several offers and you can choose the one that fits your pocket.

ABOUT FEES

At loan rates for negative vary according to each client, score and other additional information that financial companies may ask for.

It is worth mentioning that the best rates are applied to those who have a fixed monthly income (salaried), or those whose score is close to the limit of 1000.

Therefore, before closing any deal or accept the loan, always see the terms and fees, so you don't squeeze your monthly budget.

If you prefer and be negative and need one affordable loan, you can look for other types of personal credit, such as Payroll loan, vehicle refinancing or secured loan of property.

  • Payroll loan: Payroll Loan The amount of your loan installment will be deducted directly from the payroll. Remembering that the company has to be registered with the finance company to get the loan.
  • Vehicle Refinancing: Which can be called a loan with a vehicle guarantee, in this model the bank or finance company will use your car or motorcycle as collateral, an assurance that you have fulfilled the contract. Remembering that to be able to carry out the refinancing, the vehicle given in guarantee has to be paid off.
  • Loan with property guarantee: In this case, as in the case of a vehicle, the loan amount may be higher, and the house, land and apartment may be used as collateral. Using them as a guarantee that he had fulfilled the contract.

As for the Value, it will also vary depending on the client's profile, it all depends on your score, name, work, among other researches, but there is always a proposal to analyze. Some finance companies can reach up to R$ 50 thousand.

HOW LONG TO FALL MONEY

It all depends on each financial institution, some may take 24 hours, others may take a little longer, as soon as you finish filling in all the information, choosing the best offer and signing your contract, you will be informed how long the money will be in your account.

The documents necessary for ask for your loan is RG, CPF, Proof of Address and finally proof of income (If you are an employee).

HOW TO APPLY FOR THE LOAN FOR NEGATIVE

First, you can make a SIMULATION, after simulating, choose the value and quantity of installments you want, fill in all the data correctly, and wait for the simulation and pre-approved of almost 50 financial institutions.

After choosing the best loan for you, and everything approved, just sign the contract (online) done digitally, and wait for it to fall into the account.

Remembering that you can receive up to 10 pre-approved proposals, and be able to choose the one that best fits in your pocket.